Tuesday, August 20, 2019

Safe Auto's Unlisted Resident Driver Exclusion Upheld as Valid by Pennsylvania Supreme Court


In the case of Safe Auto Insurance Co. v. Oriental-Guillermo, 26 MAP 2018 (Pa. Aug. 20, 2019)(Op. by Todd, J.)(Wecht, J., Concurring), the Pennsylvania Supreme Court affirmed the Superior Court's decision upholding the validity of Safe Auto's Unlisted Resident Driver Exclusion.

Under this exclusion, Safe Auto excluded from coverage under its policy those individuals who resided with the Safe Auto insured, but who was not related to the insured and who were not listed on the Safe Auto policy as additional drivers.

The Supreme Court agreed that this insurance contract provision was not ambiguous, did not violate Pennsylvania's Motor Vehicle Financial Responsibility Law, and did not violate Pennsylvania's public policy.

To review Justice Todd's Majority Opinion, please click HERE,

To review Justice Wecht's Concurring Opinion, please click HERE.

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