Here is a LINK to a Pennsylvania Law Weekly article by Lizzy McLellan entitled "Defendant Must Receive Reservation of Rights Notice" summarizing the recent Pennsylvania Superior Court decision in the case of Erie Ins. v. Lobenthal.
If you cannot access the article, please let me know at dancummins@Comcast.com and I will email you a copy.
Here is a LINK to the Tort Talk post on the case (which also contains a Link to the Opinion online).
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